Call report 2003Q1
HERITAGE FIRST BANK — 2003Q1
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 31,647,000 | USD | evidence → |
| Total loans | 21,595,000 | USD | evidence → |
| Allowance for loan losses | 163,000 | USD | evidence → |
| Securities available for sale | 1,618,000 | USD | evidence → |
| Securities held to maturity | 2,231,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 29,220,000 | USD | evidence → |
| Interest-bearing deposits | 23,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,574,000 | USD | evidence → |
| Equity capital | 2,305,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 487,000 | USD | evidence → |
| Interest expense | 118,000 | USD | evidence → |
| Net interest income | 369,000 | USD | evidence → |
| Noninterest income | 74,000 | USD | evidence → |
| Noninterest expense | 327,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 56,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 49,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,312,000 | USD | evidence → |
| Total capital | 2,475,000 | USD | evidence → |
| Risk-weighted assets | 21,853,000 | USD | evidence → |