Call report 2002Q4
HERITAGE FIRST BANK — 2002Q4
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 31,019,000 | USD | evidence → |
| Total loans | 22,518,000 | USD | evidence → |
| Allowance for loan losses | 134,000 | USD | evidence → |
| Securities available for sale | 1,632,000 | USD | evidence → |
| Securities held to maturity | 1,985,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,489,000 | USD | evidence → |
| Interest-bearing deposits | 23,246,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,243,000 | USD | evidence → |
| Equity capital | 2,427,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,094,000 | USD | evidence → |
| Interest expense | 537,000 | USD | evidence → |
| Net interest income | 1,557,000 | USD | evidence → |
| Noninterest income | 319,000 | USD | evidence → |
| Noninterest expense | 1,269,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 601,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 571,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,422,000 | USD | evidence → |
| Total capital | 2,556,000 | USD | evidence → |
| Risk-weighted assets | 22,580,000 | USD | evidence → |