Call report 2003Q2
HERITAGE FIRST BANK — 2003Q2
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 31,772,000 | USD | evidence → |
| Total loans | 19,872,000 | USD | evidence → |
| Allowance for loan losses | 572,000 | USD | evidence → |
| Securities available for sale | 1,857,000 | USD | evidence → |
| Securities held to maturity | 2,231,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 29,366,000 | USD | evidence → |
| Interest-bearing deposits | 23,798,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,568,000 | USD | evidence → |
| Equity capital | 2,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 929,000 | USD | evidence → |
| Interest expense | 230,000 | USD | evidence → |
| Net interest income | 699,000 | USD | evidence → |
| Noninterest income | 113,000 | USD | evidence → |
| Noninterest expense | 658,000 | USD | evidence → |
| Provision for loan losses | 671,000 | USD | evidence → |
| Pretax income | -510,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | -525,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,342,000 | USD | evidence → |
| Total capital | 2,601,000 | USD | evidence → |
| Risk-weighted assets | 20,387,000 | USD | evidence → |