Call report 2002Q3
HERITAGE FIRST BANK — 2002Q3
The 22 measures HERITAGE FIRST BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,814,000 | USD | evidence → |
| Total loans | 22,820,000 | USD | evidence → |
| Allowance for loan losses | 122,000 | USD | evidence → |
| Securities available for sale | 1,111,000 | USD | evidence → |
| Securities held to maturity | 1,800,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,268,000 | USD | evidence → |
| Interest-bearing deposits | 22,982,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,286,000 | USD | evidence → |
| Equity capital | 2,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,590,000 | USD | evidence → |
| Interest expense | 410,000 | USD | evidence → |
| Net interest income | 1,180,000 | USD | evidence → |
| Noninterest income | 231,000 | USD | evidence → |
| Noninterest expense | 910,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 504,000 | USD | evidence → |
| Income tax | 22,000 | USD | evidence → |
| Net income | 482,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,456,000 | USD | evidence → |
| Total capital | 2,578,000 | USD | evidence → |
| Risk-weighted assets | 22,526,000 | USD | evidence → |