Call report 2025Q1
CITIZENS STATE BANK — 2025Q1
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,923,000 | USD | evidence → |
| Total loans | 233,785,000 | USD | evidence → |
| Allowance for loan losses | 2,883,000 | USD | evidence → |
| Securities available for sale | 67,414,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 314,985,000 | USD | evidence → |
| Interest-bearing deposits | 236,018,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,968,000 | USD | evidence → |
| Equity capital | 43,840,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,076,000 | USD | evidence → |
| Interest expense | 1,519,000 | USD | evidence → |
| Net interest income | 3,557,000 | USD | evidence → |
| Noninterest income | 196,000 | USD | evidence → |
| Noninterest expense | 2,563,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,190,000 | USD | evidence → |
| Income tax | 218,000 | USD | evidence → |
| Net income | 972,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,924,000 | USD | evidence → |
| Total capital | 53,347,000 | USD | evidence → |
| Risk-weighted assets | 273,838,000 | USD | evidence → |