Call report 2025Q2
CITIZENS STATE BANK — 2025Q2
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,679,000 | USD | evidence → |
| Total loans | 269,005,000 | USD | evidence → |
| Allowance for loan losses | 2,993,000 | USD | evidence → |
| Securities available for sale | 63,278,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 323,387,000 | USD | evidence → |
| Interest-bearing deposits | 234,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 89,282,000 | USD | evidence → |
| Equity capital | 44,876,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,576,000 | USD | evidence → |
| Interest expense | 3,131,000 | USD | evidence → |
| Net interest income | 7,445,000 | USD | evidence → |
| Noninterest income | 396,000 | USD | evidence → |
| Noninterest expense | 5,424,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 2,307,000 | USD | evidence → |
| Income tax | 446,000 | USD | evidence → |
| Net income | 1,861,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,894,000 | USD | evidence → |
| Total capital | 54,476,000 | USD | evidence → |
| Risk-weighted assets | 310,190,000 | USD | evidence → |