Call report 2024Q4
CITIZENS STATE BANK — 2024Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 346,935,000 | USD | evidence → |
| Total loans | 215,169,000 | USD | evidence → |
| Allowance for loan losses | 2,891,000 | USD | evidence → |
| Securities available for sale | 69,866,000 | USD | evidence → |
| Securities held to maturity | 2,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 304,655,000 | USD | evidence → |
| Interest-bearing deposits | 222,640,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,015,000 | USD | evidence → |
| Equity capital | 36,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,032,000 | USD | evidence → |
| Interest expense | 6,176,000 | USD | evidence → |
| Net interest income | 12,856,000 | USD | evidence → |
| Noninterest income | 917,000 | USD | evidence → |
| Noninterest expense | 9,467,000 | USD | evidence → |
| Provision for loan losses | 288,000 | USD | evidence → |
| Pretax income | 4,018,000 | USD | evidence → |
| Income tax | 816,000 | USD | evidence → |
| Net income | 3,202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,877,000 | USD | evidence → |
| Total capital | 46,768,000 | USD | evidence → |
| Risk-weighted assets | 251,993,000 | USD | evidence → |