Call report 2004Q1
LAKE RIDGE BANK — 2004Q1
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 397,171,000 | USD | evidence → |
| Total loans | 304,420,000 | USD | evidence → |
| Allowance for loan losses | 3,152,000 | USD | evidence → |
| Securities available for sale | 28,083,000 | USD | evidence → |
| Securities held to maturity | 24,938,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 332,913,000 | USD | evidence → |
| Interest-bearing deposits | 287,417,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,495,000 | USD | evidence → |
| Equity capital | 31,471,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,144,000 | USD | evidence → |
| Interest expense | 1,680,000 | USD | evidence → |
| Net interest income | 3,464,000 | USD | evidence → |
| Noninterest income | 1,768,000 | USD | evidence → |
| Noninterest expense | 3,633,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 1,423,000 | USD | evidence → |
| Income tax | 406,000 | USD | evidence → |
| Net income | 1,017,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,755,000 | USD | evidence → |
| Total capital | 32,907,000 | USD | evidence → |
| Risk-weighted assets | 316,209,000 | USD | evidence → |