Call report 2003Q4
LAKE RIDGE BANK — 2003Q4
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 388,709,000 | USD | evidence → |
| Total loans | 297,448,000 | USD | evidence → |
| Allowance for loan losses | 3,050,000 | USD | evidence → |
| Securities available for sale | 29,497,000 | USD | evidence → |
| Securities held to maturity | 24,032,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,686,000 | USD | evidence → |
| Interest-bearing deposits | 277,238,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,448,000 | USD | evidence → |
| Equity capital | 30,733,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,080,000 | USD | evidence → |
| Interest expense | 6,579,000 | USD | evidence → |
| Net interest income | 13,501,000 | USD | evidence → |
| Noninterest income | 8,269,000 | USD | evidence → |
| Noninterest expense | 14,850,000 | USD | evidence → |
| Provision for loan losses | 1,380,000 | USD | evidence → |
| Pretax income | 5,545,000 | USD | evidence → |
| Income tax | 959,000 | USD | evidence → |
| Net income | 4,586,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,187,000 | USD | evidence → |
| Total capital | 32,237,000 | USD | evidence → |
| Risk-weighted assets | 309,927,000 | USD | evidence → |