Call report 2004Q2
LAKE RIDGE BANK — 2004Q2
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 409,209,000 | USD | evidence → |
| Total loans | 318,167,000 | USD | evidence → |
| Allowance for loan losses | 3,238,000 | USD | evidence → |
| Securities available for sale | 28,055,000 | USD | evidence → |
| Securities held to maturity | 24,857,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 346,162,000 | USD | evidence → |
| Interest-bearing deposits | 294,148,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,013,000 | USD | evidence → |
| Equity capital | 31,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,385,000 | USD | evidence → |
| Interest expense | 3,307,000 | USD | evidence → |
| Net interest income | 7,078,000 | USD | evidence → |
| Noninterest income | 3,326,000 | USD | evidence → |
| Noninterest expense | 7,177,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 2,876,000 | USD | evidence → |
| Income tax | 802,000 | USD | evidence → |
| Net income | 2,074,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,366,000 | USD | evidence → |
| Total capital | 33,604,000 | USD | evidence → |
| Risk-weighted assets | 324,391,000 | USD | evidence → |