Call report 2003Q1
LAKE RIDGE BANK — 2003Q1
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 361,232,000 | USD | evidence → |
| Total loans | 244,766,000 | USD | evidence → |
| Allowance for loan losses | 3,288,000 | USD | evidence → |
| Securities available for sale | 41,777,000 | USD | evidence → |
| Securities held to maturity | 21,854,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 316,437,000 | USD | evidence → |
| Interest-bearing deposits | 273,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,310,000 | USD | evidence → |
| Equity capital | 29,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,844,000 | USD | evidence → |
| Interest expense | 1,725,000 | USD | evidence → |
| Net interest income | 3,119,000 | USD | evidence → |
| Noninterest income | 2,587,000 | USD | evidence → |
| Noninterest expense | 3,851,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 1,605,000 | USD | evidence → |
| Income tax | 446,000 | USD | evidence → |
| Net income | 1,159,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,251,000 | USD | evidence → |
| Total capital | 30,539,000 | USD | evidence → |
| Risk-weighted assets | 274,994,000 | USD | evidence → |