Call report 2002Q4
LAKE RIDGE BANK — 2002Q4
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,528,000 | USD | evidence → |
| Total loans | 245,354,000 | USD | evidence → |
| Allowance for loan losses | 3,250,000 | USD | evidence → |
| Securities available for sale | 44,336,000 | USD | evidence → |
| Securities held to maturity | 21,026,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 328,370,000 | USD | evidence → |
| Interest-bearing deposits | 277,992,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,379,000 | USD | evidence → |
| Equity capital | 28,474,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,685,000 | USD | evidence → |
| Interest expense | 7,129,000 | USD | evidence → |
| Net interest income | 11,556,000 | USD | evidence → |
| Noninterest income | 7,068,000 | USD | evidence → |
| Noninterest expense | 12,742,000 | USD | evidence → |
| Provision for loan losses | 1,243,000 | USD | evidence → |
| Pretax income | 4,642,000 | USD | evidence → |
| Income tax | 1,076,000 | USD | evidence → |
| Net income | 3,566,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,555,000 | USD | evidence → |
| Total capital | 29,805,000 | USD | evidence → |
| Risk-weighted assets | 278,175,000 | USD | evidence → |