Call report 2003Q2
LAKE RIDGE BANK — 2003Q2
The 22 measures LAKE RIDGE BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 384,874,000 | USD | evidence → |
| Total loans | 252,942,000 | USD | evidence → |
| Allowance for loan losses | 2,983,000 | USD | evidence → |
| Securities available for sale | 39,948,000 | USD | evidence → |
| Securities held to maturity | 22,538,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 338,517,000 | USD | evidence → |
| Interest-bearing deposits | 273,843,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,674,000 | USD | evidence → |
| Equity capital | 30,114,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,805,000 | USD | evidence → |
| Interest expense | 3,411,000 | USD | evidence → |
| Net interest income | 6,394,000 | USD | evidence → |
| Noninterest income | 5,161,000 | USD | evidence → |
| Noninterest expense | 7,489,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 3,566,000 | USD | evidence → |
| Income tax | 923,000 | USD | evidence → |
| Net income | 2,643,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,293,000 | USD | evidence → |
| Total capital | 31,276,000 | USD | evidence → |
| Risk-weighted assets | 285,252,000 | USD | evidence → |