Call report 2008Q4
MICHIGAN HERITAGE BANK — 2008Q4
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,653,000 | USD | evidence → |
| Total loans | 129,866,000 | USD | evidence → |
| Allowance for loan losses | 5,336,000 | USD | evidence → |
| Securities available for sale | 26,435,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,088,000 | USD | evidence → |
| Interest-bearing deposits | 148,142,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,946,000 | USD | evidence → |
| Equity capital | 6,399,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,031,000 | USD | evidence → |
| Interest expense | 6,338,000 | USD | evidence → |
| Net interest income | 4,693,000 | USD | evidence → |
| Noninterest income | 386,000 | USD | evidence → |
| Noninterest expense | 6,710,000 | USD | evidence → |
| Provision for loan losses | 10,484,000 | USD | evidence → |
| Pretax income | -12,928,000 | USD | evidence → |
| Income tax | -4,374,000 | USD | evidence → |
| Net income | -8,554,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,850,000 | USD | evidence → |
| Total capital | 4,752,000 | USD | evidence → |
| Risk-weighted assets | 149,469,000 | USD | evidence → |