Call report 2009Q1
MICHIGAN HERITAGE BANK — 2009Q1
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 167,710,000 | USD | evidence → |
| Total loans | 120,149,000 | USD | evidence → |
| Allowance for loan losses | 5,124,000 | USD | evidence → |
| Securities available for sale | 21,410,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,065,000 | USD | evidence → |
| Interest-bearing deposits | 135,125,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,940,000 | USD | evidence → |
| Equity capital | 5,931,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,191,000 | USD | evidence → |
| Interest expense | 1,315,000 | USD | evidence → |
| Net interest income | 876,000 | USD | evidence → |
| Noninterest income | 56,000 | USD | evidence → |
| Noninterest expense | 1,186,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | -417,000 | USD | evidence → |
| Income tax | -170,000 | USD | evidence → |
| Net income | -320,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,360,000 | USD | evidence → |
| Total capital | 4,143,000 | USD | evidence → |
| Risk-weighted assets | 139,542,000 | USD | evidence → |