Call report 2008Q3
MICHIGAN HERITAGE BANK — 2008Q3
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,611,000 | USD | evidence → |
| Total loans | 141,670,000 | USD | evidence → |
| Allowance for loan losses | 5,937,000 | USD | evidence → |
| Securities available for sale | 27,555,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,423,000 | USD | evidence → |
| Interest-bearing deposits | 146,284,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,139,000 | USD | evidence → |
| Equity capital | 10,142,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,859,000 | USD | evidence → |
| Interest expense | 4,837,000 | USD | evidence → |
| Net interest income | 4,022,000 | USD | evidence → |
| Noninterest income | 333,000 | USD | evidence → |
| Noninterest expense | 4,995,000 | USD | evidence → |
| Provision for loan losses | 5,860,000 | USD | evidence → |
| Pretax income | -7,039,000 | USD | evidence → |
| Income tax | -2,394,000 | USD | evidence → |
| Net income | -4,645,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,257,000 | USD | evidence → |
| Total capital | 11,271,000 | USD | evidence → |
| Risk-weighted assets | 157,837,000 | USD | evidence → |