Call report 2007Q1
MICHIGAN HERITAGE BANK — 2007Q1
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,452,000 | USD | evidence → |
| Total loans | 143,666,000 | USD | evidence → |
| Allowance for loan losses | 1,637,000 | USD | evidence → |
| Securities available for sale | 20,988,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 7,026,000 | USD | evidence → |
| Total deposits | 155,647,000 | USD | evidence → |
| Interest-bearing deposits | 146,065,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,582,000 | USD | evidence → |
| Equity capital | 16,787,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,514,000 | USD | evidence → |
| Interest expense | 1,817,000 | USD | evidence → |
| Net interest income | 1,697,000 | USD | evidence → |
| Noninterest income | 224,000 | USD | evidence → |
| Noninterest expense | 1,657,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 204,000 | USD | evidence → |
| Income tax | 31,000 | USD | evidence → |
| Net income | 173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,727,000 | USD | evidence → |
| Total capital | 18,364,000 | USD | evidence → |
| Risk-weighted assets | 155,759,000 | USD | evidence → |