Call report 2006Q4
MICHIGAN HERITAGE BANK — 2006Q4
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,835,000 | USD | evidence → |
| Total loans | 145,950,000 | USD | evidence → |
| Allowance for loan losses | 1,623,000 | USD | evidence → |
| Securities available for sale | 26,681,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,721,000 | USD | evidence → |
| Interest-bearing deposits | 141,538,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,183,000 | USD | evidence → |
| Equity capital | 16,607,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,239,000 | USD | evidence → |
| Interest expense | 6,209,000 | USD | evidence → |
| Net interest income | 7,030,000 | USD | evidence → |
| Noninterest income | 931,000 | USD | evidence → |
| Noninterest expense | 7,072,000 | USD | evidence → |
| Provision for loan losses | 370,000 | USD | evidence → |
| Pretax income | 439,000 | USD | evidence → |
| Income tax | 67,000 | USD | evidence → |
| Net income | 372,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,689,000 | USD | evidence → |
| Total capital | 18,312,000 | USD | evidence → |
| Risk-weighted assets | 158,341,000 | USD | evidence → |