Call report 2007Q2
MICHIGAN HERITAGE BANK — 2007Q2
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,026,000 | USD | evidence → |
| Total loans | 144,817,000 | USD | evidence → |
| Allowance for loan losses | 1,851,000 | USD | evidence → |
| Securities available for sale | 27,908,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 1,917,000 | USD | evidence → |
| Total deposits | 151,328,000 | USD | evidence → |
| Interest-bearing deposits | 141,402,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,926,000 | USD | evidence → |
| Equity capital | 16,637,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,106,000 | USD | evidence → |
| Interest expense | 3,637,000 | USD | evidence → |
| Net interest income | 3,469,000 | USD | evidence → |
| Noninterest income | 276,000 | USD | evidence → |
| Noninterest expense | 3,356,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 265,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 231,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,791,000 | USD | evidence → |
| Total capital | 18,642,000 | USD | evidence → |
| Risk-weighted assets | 157,119,000 | USD | evidence → |