Call report 2006Q1
MICHIGAN HERITAGE BANK — 2006Q1
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,069,000 | USD | evidence → |
| Total loans | 140,457,000 | USD | evidence → |
| Allowance for loan losses | 1,560,000 | USD | evidence → |
| Securities available for sale | 24,488,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,382,000 | USD | evidence → |
| Interest-bearing deposits | 131,715,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,666,000 | USD | evidence → |
| Equity capital | 16,303,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,085,000 | USD | evidence → |
| Interest expense | 1,313,000 | USD | evidence → |
| Net interest income | 1,772,000 | USD | evidence → |
| Noninterest income | 196,000 | USD | evidence → |
| Noninterest expense | 1,576,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 390,000 | USD | evidence → |
| Income tax | 125,000 | USD | evidence → |
| Net income | 265,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,582,000 | USD | evidence → |
| Total capital | 18,142,000 | USD | evidence → |
| Risk-weighted assets | 152,921,000 | USD | evidence → |