Call report 2006Q2
MICHIGAN HERITAGE BANK — 2006Q2
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,269,000 | USD | evidence → |
| Total loans | 138,710,000 | USD | evidence → |
| Allowance for loan losses | 1,524,000 | USD | evidence → |
| Securities available for sale | 25,334,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,993,000 | USD | evidence → |
| Interest-bearing deposits | 135,292,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,701,000 | USD | evidence → |
| Equity capital | 16,481,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,414,000 | USD | evidence → |
| Interest expense | 2,825,000 | USD | evidence → |
| Net interest income | 3,589,000 | USD | evidence → |
| Noninterest income | 279,000 | USD | evidence → |
| Noninterest expense | 3,089,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 777,000 | USD | evidence → |
| Income tax | 249,000 | USD | evidence → |
| Net income | 528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,844,000 | USD | evidence → |
| Total capital | 18,368,000 | USD | evidence → |
| Risk-weighted assets | 150,523,000 | USD | evidence → |