Call report 2005Q4
MICHIGAN HERITAGE BANK — 2005Q4
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,966,000 | USD | evidence → |
| Total loans | 141,670,000 | USD | evidence → |
| Allowance for loan losses | 1,559,000 | USD | evidence → |
| Securities available for sale | 24,763,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,693,000 | USD | evidence → |
| Interest-bearing deposits | 139,778,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,916,000 | USD | evidence → |
| Equity capital | 16,072,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,957,000 | USD | evidence → |
| Interest expense | 4,617,000 | USD | evidence → |
| Net interest income | 7,340,000 | USD | evidence → |
| Noninterest income | 585,000 | USD | evidence → |
| Noninterest expense | 5,988,000 | USD | evidence → |
| Provision for loan losses | 311,000 | USD | evidence → |
| Pretax income | 1,626,000 | USD | evidence → |
| Income tax | 520,000 | USD | evidence → |
| Net income | 1,106,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,827,000 | USD | evidence → |
| Total capital | 17,386,000 | USD | evidence → |
| Risk-weighted assets | 154,948,000 | USD | evidence → |