Call report 2005Q3
MICHIGAN HERITAGE BANK — 2005Q3
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,072,000 | USD | evidence → |
| Total loans | 140,375,000 | USD | evidence → |
| Allowance for loan losses | 1,417,000 | USD | evidence → |
| Securities available for sale | 25,249,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,548,000 | USD | evidence → |
| Interest-bearing deposits | 144,822,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,726,000 | USD | evidence → |
| Equity capital | 15,869,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,805,000 | USD | evidence → |
| Interest expense | 3,350,000 | USD | evidence → |
| Net interest income | 5,455,000 | USD | evidence → |
| Noninterest income | 456,000 | USD | evidence → |
| Noninterest expense | 4,576,000 | USD | evidence → |
| Provision for loan losses | 204,000 | USD | evidence → |
| Pretax income | 1,131,000 | USD | evidence → |
| Income tax | 361,000 | USD | evidence → |
| Net income | 770,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,981,000 | USD | evidence → |
| Total capital | 17,398,000 | USD | evidence → |
| Risk-weighted assets | 153,635,000 | USD | evidence → |