Call report 2005Q2
MICHIGAN HERITAGE BANK — 2005Q2
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,065,000 | USD | evidence → |
| Total loans | 129,948,000 | USD | evidence → |
| Allowance for loan losses | 1,337,000 | USD | evidence → |
| Securities available for sale | 25,780,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,808,000 | USD | evidence → |
| Interest-bearing deposits | 131,690,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,118,000 | USD | evidence → |
| Equity capital | 15,680,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,687,000 | USD | evidence → |
| Interest expense | 2,136,000 | USD | evidence → |
| Net interest income | 3,551,000 | USD | evidence → |
| Noninterest income | 439,000 | USD | evidence → |
| Noninterest expense | 3,146,000 | USD | evidence → |
| Provision for loan losses | 97,000 | USD | evidence → |
| Pretax income | 747,000 | USD | evidence → |
| Income tax | 239,000 | USD | evidence → |
| Net income | 508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,719,000 | USD | evidence → |
| Total capital | 17,056,000 | USD | evidence → |
| Risk-weighted assets | 142,104,000 | USD | evidence → |