Call report 2005Q1
MICHIGAN HERITAGE BANK — 2005Q1
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,215,000 | USD | evidence → |
| Total loans | 131,275,000 | USD | evidence → |
| Allowance for loan losses | 1,369,000 | USD | evidence → |
| Securities available for sale | 26,160,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,500,000 | USD | evidence → |
| Interest-bearing deposits | 132,072,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,428,000 | USD | evidence → |
| Equity capital | 15,452,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,815,000 | USD | evidence → |
| Interest expense | 1,044,000 | USD | evidence → |
| Net interest income | 1,771,000 | USD | evidence → |
| Noninterest income | 202,000 | USD | evidence → |
| Noninterest expense | 1,651,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 322,000 | USD | evidence → |
| Income tax | 103,000 | USD | evidence → |
| Net income | 219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,630,000 | USD | evidence → |
| Total capital | 16,999,000 | USD | evidence → |
| Risk-weighted assets | 142,403,000 | USD | evidence → |