Call report 2004Q4
MICHIGAN HERITAGE BANK — 2004Q4
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 163,660,000 | USD | evidence → |
| Total loans | 132,366,000 | USD | evidence → |
| Allowance for loan losses | 2,139,000 | USD | evidence → |
| Securities available for sale | 22,758,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,016,000 | USD | evidence → |
| Interest-bearing deposits | 122,181,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,835,000 | USD | evidence → |
| Equity capital | 15,464,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,159,000 | USD | evidence → |
| Interest expense | 3,785,000 | USD | evidence → |
| Net interest income | 6,374,000 | USD | evidence → |
| Noninterest income | 939,000 | USD | evidence → |
| Noninterest expense | 5,503,000 | USD | evidence → |
| Provision for loan losses | 761,000 | USD | evidence → |
| Pretax income | 1,076,000 | USD | evidence → |
| Income tax | 344,000 | USD | evidence → |
| Net income | 732,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,411,000 | USD | evidence → |
| Total capital | 17,176,000 | USD | evidence → |
| Risk-weighted assets | 140,810,000 | USD | evidence → |