Call report 2004Q3
MICHIGAN HERITAGE BANK — 2004Q3
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,881,000 | USD | evidence → |
| Total loans | 128,756,000 | USD | evidence → |
| Allowance for loan losses | 1,750,000 | USD | evidence → |
| Securities available for sale | 22,336,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,900,000 | USD | evidence → |
| Interest-bearing deposits | 117,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,135,000 | USD | evidence → |
| Equity capital | 15,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,501,000 | USD | evidence → |
| Interest expense | 2,779,000 | USD | evidence → |
| Net interest income | 4,722,000 | USD | evidence → |
| Noninterest income | 720,000 | USD | evidence → |
| Noninterest expense | 4,147,000 | USD | evidence → |
| Provision for loan losses | 58,000 | USD | evidence → |
| Pretax income | 1,255,000 | USD | evidence → |
| Income tax | 401,000 | USD | evidence → |
| Net income | 854,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,533,000 | USD | evidence → |
| Total capital | 17,274,000 | USD | evidence → |
| Risk-weighted assets | 139,215,000 | USD | evidence → |