Call report 2004Q2
MICHIGAN HERITAGE BANK — 2004Q2
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,547,000 | USD | evidence → |
| Total loans | 126,256,000 | USD | evidence → |
| Allowance for loan losses | 1,760,000 | USD | evidence → |
| Securities available for sale | 23,861,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,794,000 | USD | evidence → |
| Interest-bearing deposits | 121,623,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,171,000 | USD | evidence → |
| Equity capital | 15,223,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,904,000 | USD | evidence → |
| Interest expense | 1,818,000 | USD | evidence → |
| Net interest income | 3,086,000 | USD | evidence → |
| Noninterest income | 532,000 | USD | evidence → |
| Noninterest expense | 2,715,000 | USD | evidence → |
| Provision for loan losses | 38,000 | USD | evidence → |
| Pretax income | 874,000 | USD | evidence → |
| Income tax | 280,000 | USD | evidence → |
| Net income | 594,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,274,000 | USD | evidence → |
| Total capital | 16,965,000 | USD | evidence → |
| Risk-weighted assets | 135,184,000 | USD | evidence → |