Call report 2002Q4
MICHIGAN HERITAGE BANK — 2002Q4
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,070,000 | USD | evidence → |
| Total loans | 121,580,000 | USD | evidence → |
| Allowance for loan losses | 2,013,000 | USD | evidence → |
| Securities available for sale | 17,913,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,279,000 | USD | evidence → |
| Interest-bearing deposits | 114,998,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,281,000 | USD | evidence → |
| Equity capital | 14,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,148,000 | USD | evidence → |
| Interest expense | 4,857,000 | USD | evidence → |
| Net interest income | 6,291,000 | USD | evidence → |
| Noninterest income | 1,443,000 | USD | evidence → |
| Noninterest expense | 5,040,000 | USD | evidence → |
| Provision for loan losses | 701,000 | USD | evidence → |
| Pretax income | 1,993,000 | USD | evidence → |
| Income tax | 637,000 | USD | evidence → |
| Net income | 1,356,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,698,000 | USD | evidence → |
| Total capital | 15,254,000 | USD | evidence → |
| Risk-weighted assets | 123,985,000 | USD | evidence → |