Call report 2003Q1
MICHIGAN HERITAGE BANK — 2003Q1
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 144,854,000 | USD | evidence → |
| Total loans | 115,128,000 | USD | evidence → |
| Allowance for loan losses | 2,006,000 | USD | evidence → |
| Securities available for sale | 18,655,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,199,000 | USD | evidence → |
| Interest-bearing deposits | 117,339,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,860,000 | USD | evidence → |
| Equity capital | 14,487,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,665,000 | USD | evidence → |
| Interest expense | 1,060,000 | USD | evidence → |
| Net interest income | 1,605,000 | USD | evidence → |
| Noninterest income | 368,000 | USD | evidence → |
| Noninterest expense | 1,431,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | 544,000 | USD | evidence → |
| Income tax | 174,000 | USD | evidence → |
| Net income | 370,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,067,000 | USD | evidence → |
| Total capital | 15,557,000 | USD | evidence → |
| Risk-weighted assets | 118,684,000 | USD | evidence → |