Call report 2002Q3
MICHIGAN HERITAGE BANK — 2002Q3
The 22 measures MICHIGAN HERITAGE BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,677,000 | USD | evidence → |
| Total loans | 124,227,000 | USD | evidence → |
| Allowance for loan losses | 1,798,000 | USD | evidence → |
| Securities available for sale | 17,668,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,671,000 | USD | evidence → |
| Interest-bearing deposits | 117,967,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,704,000 | USD | evidence → |
| Equity capital | 13,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,373,000 | USD | evidence → |
| Interest expense | 3,771,000 | USD | evidence → |
| Net interest income | 4,602,000 | USD | evidence → |
| Noninterest income | 762,000 | USD | evidence → |
| Noninterest expense | 3,610,000 | USD | evidence → |
| Provision for loan losses | 441,000 | USD | evidence → |
| Pretax income | 1,313,000 | USD | evidence → |
| Income tax | 419,000 | USD | evidence → |
| Net income | 894,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,236,000 | USD | evidence → |
| Total capital | 14,791,000 | USD | evidence → |
| Risk-weighted assets | 124,127,000 | USD | evidence → |