Call report 2005Q1
GRANITE BANK — 2005Q1
The 22 measures GRANITE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,587,000 | USD | evidence → |
| Total loans | 105,166,000 | USD | evidence → |
| Allowance for loan losses | 1,678,000 | USD | evidence → |
| Securities available for sale | 25,510,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,760,000 | USD | evidence → |
| Interest-bearing deposits | 96,174,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,586,000 | USD | evidence → |
| Equity capital | 12,439,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,015,000 | USD | evidence → |
| Interest expense | 452,000 | USD | evidence → |
| Net interest income | 1,563,000 | USD | evidence → |
| Noninterest income | 111,000 | USD | evidence → |
| Noninterest expense | 1,246,000 | USD | evidence → |
| Provision for loan losses | 77,000 | USD | evidence → |
| Pretax income | 335,000 | USD | evidence → |
| Income tax | 75,000 | USD | evidence → |
| Net income | 260,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,452,000 | USD | evidence → |
| Total capital | 13,879,000 | USD | evidence → |
| Risk-weighted assets | 111,168,000 | USD | evidence → |