Call report 2005Q2
GRANITE BANK — 2005Q2
The 22 measures GRANITE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,451,000 | USD | evidence → |
| Total loans | 110,423,000 | USD | evidence → |
| Allowance for loan losses | 1,750,000 | USD | evidence → |
| Securities available for sale | 28,753,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,702,000 | USD | evidence → |
| Interest-bearing deposits | 115,468,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,234,000 | USD | evidence → |
| Equity capital | 12,757,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,137,000 | USD | evidence → |
| Interest expense | 977,000 | USD | evidence → |
| Net interest income | 3,160,000 | USD | evidence → |
| Noninterest income | 234,000 | USD | evidence → |
| Noninterest expense | 2,543,000 | USD | evidence → |
| Provision for loan losses | 154,000 | USD | evidence → |
| Pretax income | 681,000 | USD | evidence → |
| Income tax | 151,000 | USD | evidence → |
| Net income | 530,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,644,000 | USD | evidence → |
| Total capital | 14,204,000 | USD | evidence → |
| Risk-weighted assets | 122,128,000 | USD | evidence → |