Call report 2004Q4
GRANITE BANK — 2004Q4
The 22 measures GRANITE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 140,667,000 | USD | evidence → |
| Total loans | 104,565,000 | USD | evidence → |
| Allowance for loan losses | 1,610,000 | USD | evidence → |
| Securities available for sale | 26,698,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,012,000 | USD | evidence → |
| Interest-bearing deposits | 94,745,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,267,000 | USD | evidence → |
| Equity capital | 12,472,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,322,000 | USD | evidence → |
| Interest expense | 1,537,000 | USD | evidence → |
| Net interest income | 5,785,000 | USD | evidence → |
| Noninterest income | 531,000 | USD | evidence → |
| Noninterest expense | 4,788,000 | USD | evidence → |
| Provision for loan losses | 26,000 | USD | evidence → |
| Pretax income | 1,569,000 | USD | evidence → |
| Income tax | 419,000 | USD | evidence → |
| Net income | 1,150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,282,000 | USD | evidence → |
| Total capital | 13,765,000 | USD | evidence → |
| Risk-weighted assets | 113,117,000 | USD | evidence → |