Call report 2025Q3
SOUTHERN BANK — 2025Q3
The 22 measures SOUTHERN BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 360,783,000 | USD | evidence → |
| Total loans | 223,135,000 | USD | evidence → |
| Allowance for loan losses | 2,274,000 | USD | evidence → |
| Securities available for sale | 92,653,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 307,059,000 | USD | evidence → |
| Interest-bearing deposits | 271,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,135,000 | USD | evidence → |
| Equity capital | 30,565,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,111,000 | USD | evidence → |
| Interest expense | 7,233,000 | USD | evidence → |
| Net interest income | 7,878,000 | USD | evidence → |
| Noninterest income | 670,000 | USD | evidence → |
| Noninterest expense | 7,456,000 | USD | evidence → |
| Provision for loan losses | 380,000 | USD | evidence → |
| Pretax income | 636,000 | USD | evidence → |
| Income tax | 147,000 | USD | evidence → |
| Net income | 489,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,845,000 | USD | evidence → |