Call report 2025Q4
SOUTHERN BANK — 2025Q4
The 22 measures SOUTHERN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 370,876,000 | USD | evidence → |
| Total loans | 236,284,000 | USD | evidence → |
| Allowance for loan losses | 2,378,000 | USD | evidence → |
| Securities available for sale | 79,690,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 317,029,000 | USD | evidence → |
| Interest-bearing deposits | 280,274,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,755,000 | USD | evidence → |
| Equity capital | 31,428,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,463,000 | USD | evidence → |
| Interest expense | 9,706,000 | USD | evidence → |
| Net interest income | 10,757,000 | USD | evidence → |
| Noninterest income | 918,000 | USD | evidence → |
| Noninterest expense | 10,207,000 | USD | evidence → |
| Provision for loan losses | 545,000 | USD | evidence → |
| Pretax income | 962,000 | USD | evidence → |
| Income tax | 106,000 | USD | evidence → |
| Net income | 856,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,212,000 | USD | evidence → |