Call report 2025Q2
SOUTHERN BANK — 2025Q2
The 22 measures SOUTHERN BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 350,307,000 | USD | evidence → |
| Total loans | 212,001,000 | USD | evidence → |
| Allowance for loan losses | 2,275,000 | USD | evidence → |
| Securities available for sale | 94,694,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 298,904,000 | USD | evidence → |
| Interest-bearing deposits | 263,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,568,000 | USD | evidence → |
| Equity capital | 28,581,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,723,000 | USD | evidence → |
| Interest expense | 4,729,000 | USD | evidence → |
| Net interest income | 4,994,000 | USD | evidence → |
| Noninterest income | 464,000 | USD | evidence → |
| Noninterest expense | 4,803,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 354,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 274,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,630,000 | USD | evidence → |