Call report 2025Q1
SOUTHERN BANK — 2025Q1
The 22 measures SOUTHERN BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 337,189,000 | USD | evidence → |
| Total loans | 205,630,000 | USD | evidence → |
| Allowance for loan losses | 2,141,000 | USD | evidence → |
| Securities available for sale | 95,413,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,538,000 | USD | evidence → |
| Interest-bearing deposits | 252,214,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,324,000 | USD | evidence → |
| Equity capital | 28,476,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,811,000 | USD | evidence → |
| Interest expense | 2,283,000 | USD | evidence → |
| Net interest income | 2,528,000 | USD | evidence → |
| Noninterest income | 251,000 | USD | evidence → |
| Noninterest expense | 2,371,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 252,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,546,000 | USD | evidence → |