Call report 2024Q4
SOUTHERN BANK — 2024Q4
The 22 measures SOUTHERN BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 337,620,000 | USD | evidence → |
| Total loans | 197,599,000 | USD | evidence → |
| Allowance for loan losses | 2,065,000 | USD | evidence → |
| Securities available for sale | 94,448,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 287,800,000 | USD | evidence → |
| Interest-bearing deposits | 246,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,347,000 | USD | evidence → |
| Equity capital | 28,078,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,650,000 | USD | evidence → |
| Interest expense | 9,675,000 | USD | evidence → |
| Net interest income | 8,975,000 | USD | evidence → |
| Noninterest income | 904,000 | USD | evidence → |
| Noninterest expense | 8,835,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 606,000 | USD | evidence → |
| Income tax | 99,000 | USD | evidence → |
| Net income | 507,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,356,000 | USD | evidence → |