Call report 2025Q4
WEST SHORE BANK — 2025Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 820,226,000 | USD | evidence → |
| Total loans | 639,961,000 | USD | evidence → |
| Allowance for loan losses | 6,092,000 | USD | evidence → |
| Securities available for sale | 95,024,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 685,517,000 | USD | evidence → |
| Interest-bearing deposits | 553,060,000 | USD | evidence → |
| Noninterest-bearing deposits | 132,457,000 | USD | evidence → |
| Equity capital | 74,790,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,790,000 | USD | evidence → |
| Interest expense | 13,828,000 | USD | evidence → |
| Net interest income | 28,962,000 | USD | evidence → |
| Noninterest income | 6,085,000 | USD | evidence → |
| Noninterest expense | 26,129,000 | USD | evidence → |
| Provision for loan losses | 688,000 | USD | evidence → |
| Pretax income | 8,230,000 | USD | evidence → |
| Income tax | 1,369,000 | USD | evidence → |
| Net income | 6,861,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,195,000 | USD | evidence → |
| Total capital | 83,523,000 | USD | evidence → |
| Risk-weighted assets | 666,503,000 | USD | evidence → |