Call report 2025Q3
WEST SHORE BANK — 2025Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 836,560,000 | USD | evidence → |
| Total loans | 605,968,000 | USD | evidence → |
| Allowance for loan losses | 5,970,000 | USD | evidence → |
| Securities available for sale | 101,295,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 700,405,000 | USD | evidence → |
| Interest-bearing deposits | 525,721,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,684,000 | USD | evidence → |
| Equity capital | 73,052,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,586,000 | USD | evidence → |
| Interest expense | 10,289,000 | USD | evidence → |
| Net interest income | 21,297,000 | USD | evidence → |
| Noninterest income | 4,474,000 | USD | evidence → |
| Noninterest expense | 18,776,000 | USD | evidence → |
| Provision for loan losses | 494,000 | USD | evidence → |
| Pretax income | 6,501,000 | USD | evidence → |
| Income tax | 1,101,000 | USD | evidence → |
| Net income | 5,400,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,863,000 | USD | evidence → |
| Total capital | 82,069,000 | USD | evidence → |
| Risk-weighted assets | 642,957,000 | USD | evidence → |