Call report 2026Q1
WEST SHORE BANK — 2026Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 828,074,000 | USD | evidence → |
| Total loans | 642,388,000 | USD | evidence → |
| Allowance for loan losses | 6,175,000 | USD | evidence → |
| Securities available for sale | 89,031,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 696,635,000 | USD | evidence → |
| Interest-bearing deposits | 568,674,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,961,000 | USD | evidence → |
| Equity capital | 76,630,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,045,000 | USD | evidence → |
| Interest expense | 3,488,000 | USD | evidence → |
| Net interest income | 7,557,000 | USD | evidence → |
| Noninterest income | 1,690,000 | USD | evidence → |
| Noninterest expense | 6,969,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 2,188,000 | USD | evidence → |
| Income tax | 375,000 | USD | evidence → |
| Net income | 1,813,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,008,000 | USD | evidence → |
| Total capital | 85,419,000 | USD | evidence → |
| Risk-weighted assets | 671,194,000 | USD | evidence → |