Call report 2025Q2
WEST SHORE BANK — 2025Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 789,628,000 | USD | evidence → |
| Total loans | 598,850,000 | USD | evidence → |
| Allowance for loan losses | 5,850,000 | USD | evidence → |
| Securities available for sale | 111,928,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 652,132,000 | USD | evidence → |
| Interest-bearing deposits | 510,894,000 | USD | evidence → |
| Noninterest-bearing deposits | 141,238,000 | USD | evidence → |
| Equity capital | 65,200,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,623,000 | USD | evidence → |
| Interest expense | 7,008,000 | USD | evidence → |
| Net interest income | 13,615,000 | USD | evidence → |
| Noninterest income | 2,742,000 | USD | evidence → |
| Noninterest expense | 12,186,000 | USD | evidence → |
| Provision for loan losses | 354,000 | USD | evidence → |
| Pretax income | 3,817,000 | USD | evidence → |
| Income tax | 626,000 | USD | evidence → |
| Net income | 3,191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,368,000 | USD | evidence → |
| Total capital | 75,454,000 | USD | evidence → |
| Risk-weighted assets | 655,105,000 | USD | evidence → |