Call report 2025Q1
WEST SHORE BANK — 2025Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 778,471,000 | USD | evidence → |
| Total loans | 591,991,000 | USD | evidence → |
| Allowance for loan losses | 5,716,000 | USD | evidence → |
| Securities available for sale | 117,606,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 658,620,000 | USD | evidence → |
| Interest-bearing deposits | 530,192,000 | USD | evidence → |
| Noninterest-bearing deposits | 128,428,000 | USD | evidence → |
| Equity capital | 62,461,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,185,000 | USD | evidence → |
| Interest expense | 3,577,000 | USD | evidence → |
| Net interest income | 6,608,000 | USD | evidence → |
| Noninterest income | 1,203,000 | USD | evidence → |
| Noninterest expense | 6,020,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 1,571,000 | USD | evidence → |
| Income tax | 243,000 | USD | evidence → |
| Net income | 1,328,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 67,503,000 | USD | evidence → |
| Total capital | 73,455,000 | USD | evidence → |
| Risk-weighted assets | 635,653,000 | USD | evidence → |