Call report 2024Q2
WEST SHORE BANK — 2024Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 766,064,000 | USD | evidence → |
| Total loans | 556,608,000 | USD | evidence → |
| Allowance for loan losses | 5,639,000 | USD | evidence → |
| Securities available for sale | 129,743,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 672,885,000 | USD | evidence → |
| Interest-bearing deposits | 534,637,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,248,000 | USD | evidence → |
| Equity capital | 55,151,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,787,000 | USD | evidence → |
| Interest expense | 7,480,000 | USD | evidence → |
| Net interest income | 11,307,000 | USD | evidence → |
| Noninterest income | 2,804,000 | USD | evidence → |
| Noninterest expense | 11,751,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 2,035,000 | USD | evidence → |
| Income tax | 302,000 | USD | evidence → |
| Net income | 1,733,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,263,000 | USD | evidence → |
| Total capital | 68,902,000 | USD | evidence → |
| Risk-weighted assets | 600,651,000 | USD | evidence → |