Call report 2024Q3
WEST SHORE BANK — 2024Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 808,692,000 | USD | evidence → |
| Total loans | 564,603,000 | USD | evidence → |
| Allowance for loan losses | 5,534,000 | USD | evidence → |
| Securities available for sale | 128,817,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 704,118,000 | USD | evidence → |
| Interest-bearing deposits | 530,025,000 | USD | evidence → |
| Noninterest-bearing deposits | 174,093,000 | USD | evidence → |
| Equity capital | 59,847,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,187,000 | USD | evidence → |
| Interest expense | 11,419,000 | USD | evidence → |
| Net interest income | 17,768,000 | USD | evidence → |
| Noninterest income | 4,075,000 | USD | evidence → |
| Noninterest expense | 17,060,000 | USD | evidence → |
| Provision for loan losses | 214,000 | USD | evidence → |
| Pretax income | 4,333,000 | USD | evidence → |
| Income tax | 733,000 | USD | evidence → |
| Net income | 3,600,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,047,000 | USD | evidence → |
| Total capital | 70,816,000 | USD | evidence → |
| Risk-weighted assets | 607,736,000 | USD | evidence → |