Call report 2024Q1
WEST SHORE BANK — 2024Q1
The 22 measures WEST SHORE BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 733,603,000 | USD | evidence → |
| Total loans | 518,831,000 | USD | evidence → |
| Allowance for loan losses | 5,472,000 | USD | evidence → |
| Securities available for sale | 134,880,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 600,443,000 | USD | evidence → |
| Interest-bearing deposits | 478,885,000 | USD | evidence → |
| Noninterest-bearing deposits | 121,558,000 | USD | evidence → |
| Equity capital | 53,893,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,058,000 | USD | evidence → |
| Interest expense | 3,488,000 | USD | evidence → |
| Net interest income | 5,570,000 | USD | evidence → |
| Noninterest income | 1,330,000 | USD | evidence → |
| Noninterest expense | 5,874,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 976,000 | USD | evidence → |
| Income tax | 132,000 | USD | evidence → |
| Net income | 844,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,829,000 | USD | evidence → |
| Total capital | 68,301,000 | USD | evidence → |
| Risk-weighted assets | 580,235,000 | USD | evidence → |