Call report 2023Q4
WEST SHORE BANK — 2023Q4
The 22 measures WEST SHORE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 720,850,000 | USD | evidence → |
| Total loans | 497,456,000 | USD | evidence → |
| Allowance for loan losses | 5,423,000 | USD | evidence → |
| Securities available for sale | 136,363,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 594,770,000 | USD | evidence → |
| Interest-bearing deposits | 465,841,000 | USD | evidence → |
| Noninterest-bearing deposits | 128,929,000 | USD | evidence → |
| Equity capital | 53,194,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,365,000 | USD | evidence → |
| Interest expense | 9,311,000 | USD | evidence → |
| Net interest income | 23,054,000 | USD | evidence → |
| Noninterest income | 5,380,000 | USD | evidence → |
| Noninterest expense | 22,358,000 | USD | evidence → |
| Provision for loan losses | 183,000 | USD | evidence → |
| Pretax income | 5,560,000 | USD | evidence → |
| Income tax | 510,000 | USD | evidence → |
| Net income | 5,050,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,245,000 | USD | evidence → |
| Total capital | 67,668,000 | USD | evidence → |
| Risk-weighted assets | 547,958,000 | USD | evidence → |