Call report 2023Q3
WEST SHORE BANK — 2023Q3
The 22 measures WEST SHORE BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 742,362,000 | USD | evidence → |
| Total loans | 494,090,000 | USD | evidence → |
| Allowance for loan losses | 5,418,000 | USD | evidence → |
| Securities available for sale | 134,137,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 618,741,000 | USD | evidence → |
| Interest-bearing deposits | 464,273,000 | USD | evidence → |
| Noninterest-bearing deposits | 154,468,000 | USD | evidence → |
| Equity capital | 49,141,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,322,000 | USD | evidence → |
| Interest expense | 6,112,000 | USD | evidence → |
| Net interest income | 17,210,000 | USD | evidence → |
| Noninterest income | 4,017,000 | USD | evidence → |
| Noninterest expense | 16,903,000 | USD | evidence → |
| Provision for loan losses | 183,000 | USD | evidence → |
| Pretax income | 3,808,000 | USD | evidence → |
| Income tax | 335,000 | USD | evidence → |
| Net income | 3,473,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,245,000 | USD | evidence → |
| Total capital | 66,663,000 | USD | evidence → |
| Risk-weighted assets | 545,193,000 | USD | evidence → |