Call report 2023Q2
WEST SHORE BANK — 2023Q2
The 22 measures WEST SHORE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 689,710,000 | USD | evidence → |
| Total loans | 478,030,000 | USD | evidence → |
| Allowance for loan losses | 5,395,000 | USD | evidence → |
| Securities available for sale | 141,452,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 540,657,000 | USD | evidence → |
| Interest-bearing deposits | 403,570,000 | USD | evidence → |
| Noninterest-bearing deposits | 137,087,000 | USD | evidence → |
| Equity capital | 49,528,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,928,000 | USD | evidence → |
| Interest expense | 3,366,000 | USD | evidence → |
| Net interest income | 11,562,000 | USD | evidence → |
| Noninterest income | 2,621,000 | USD | evidence → |
| Noninterest expense | 11,276,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 2,410,000 | USD | evidence → |
| Income tax | 224,000 | USD | evidence → |
| Net income | 2,186,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,337,000 | USD | evidence → |
| Total capital | 65,732,000 | USD | evidence → |
| Risk-weighted assets | 531,707,000 | USD | evidence → |